Effective Date: January 23, 2019
For purposes of this Agreement, “You” or “Your” means the person(s) using the Site, and/or goods, facilities or services of GoodLife and its companies offered through alternative methods, including persons that allow others to provide information about themselves to GoodLife and its marketing partners.
The Site is intended for individuals who are at least 18 years of age and reside in the States of California, Colorado, Florida, Texas, or Washington within the United States. If You are under 18 years of age or reside outside of the States of California, Colorado, Florida, Texas or Washington, You should not be visiting the Site or utilizing the Services.
We obtain PII of potential HECM borrowers from third parties such as consumer data resellers, credit reporting agencies, government agencies, public records and other sources. If we have contacted you as the result of our obtaining your PII indirectly, and you do not want to be contacted by GoodLife, we will promptly honor your do-not-contact request. If you submit a complete application for a GoodLife HECM loan, we will obtain your credit report from one or more credit reporting agencies to aid us in determining your eligibility for the loan.
- Is unlawful
- Violates or infringes on any trademark, patent, or copyright laws or intellectual property rights owned by GoodLife or others
- Harasses, is abusive, obscene, threatens or infringes on the rights of others
- Distributes or disseminates any profane, inappropriate, defamatory, or indecent material or information
- May damage the operations of another computer such as uploading files or information that contains viruses or corrupted files
Intellectual Property Rights: The following marks appearing on this website, including, but not limited to: GoodLife Home Loans® and the respective logos, emblems, slogans and designs are trademarks or service marks of Traditional Mortgage Acceptance Corporation doing business as GoodLife Home Loans®. All other marks used on the Site are the property of their respective owners. You agree that all content, Web pages, source code, calculations, products, materials, data, information, text, screens, functionality, services, design, layout, screen interfaces, “look and feel”, and the operation of the Site (collectively “Page Content”) are protected by various intellectual property laws, including, but not limited to, copyrights, patents, trade secrets, trademarks, and service marks; and all rights associated with the Page Content are owned by GoodLife, its licensors, or content providers, and further agree that You do not acquire any ownership rights by downloading or viewing any Page Content. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any Web page, or alter the appearance of any Page Content. You may not use Page Content, domain names (in whole or in part), or Email addresses related to or derived from the Site, nor any data, trademarks, functionality, service marks, trade names, brand names and/or logos contained within or derived from the Site, for any purpose.
To access and retain information and notices GoodLife may send or make available to You electronically, You will need:
- Internet access with 128-bit encryption
- Adobe Acrobat Reader 6 or higher
- Ability to Print Internet Explorer 6 or higher
- Netscape 8.04 and above (Use in IE mode)
- Email Access or Firefox version 1.5
You have the right to receive any document in non-electronic form and to withdraw Your consent to electronic delivery at any time by contacting GoodLife Customer Service at 1-866-840-0279 or by emailing info@GoodLifeHomeLoans.com
Limitation on Liability: GoodLife intends that the information contained in the Site be accurate; however, errors may occur. All information on this Site is provided to You “As Is” without warranty of any kind, express, implied or otherwise. GoodLife has no obligation to update the information on this Site, so information may be out of date at any given time. Under no circumstances will GoodLife be liable for any loss or damage caused by Your reliance upon information obtained through the Site. It is Your responsibility to evaluate the accuracy, completeness and usefulness of any information, advice or other content available through the Site.
THE SITE AND THE INFORMATION, SOFTWARE, FACILITIES, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS”. GOODLIFE EXPRESSLY DISCLAIMS ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS, FACILITIES AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THE SITE AND/OR GOODLIFE’S SERVICES IS AT YOUR OWN RISK. GOODLIFE IS NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR THE INABILITY TO USE THE SITE AND/OR GOODLIFE’S SERVICES OR FACILITIES OR WITH THE DELAY OR INABILITY TO USE THE SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, FACILITIES AND SERVICES OBTAINED THROUGH THE SITE, INCLUDING BUT NOT LIMITED TO RELIANCE BY YOU ON ANY INFORMATION OBTAINED FROM THE SITE, OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAILS, ERRORS, DEFECTS, VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACK DOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO GOODLIFE RECORDS, PROGRAMS, FACILITIES OR SERVICES, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF GOODLIFE HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Your California Privacy Rights: California Civil Code § 1798.83 permits Site users who are California residents to request certain information regarding the disclosure of personal information to third parties for direct marketing purposes. To make such a request, please send an e-mail to info@GoodLifeHomeLoans.com or write us:
Attention: Customer Care
GoodLife Home Loans
23032 Mill Creek Drive, Suite 62
Laguna Hills, CA 92653
THIS AGREEMENT PROVIDES THAT ALL DISPUTES BETWEEN YOU AND GOODLIFE WILL BE RESOLVED BY BINDING ARBITRATION. YOU THUS GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
You are entitled to a fair hearing, and the arbitration procedures are simpler and more limited than rules applicable in court. Arbitrator decisions are enforceable as any court order and are subject to very limited review by a court.
By using GoodLife’s Site, Services, goods and facilities, You consent to these restrictions.
Should a Dispute arise and should the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between You and GoodLife, the parties agree that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in Kings County, Seattle. If either party employs attorneys to enforce any right in connection with any Dispute or lawsuit, the prevailing party shall be entitled to recover reasonable attorneys’ fees.
Indemnity: As a condition of use of the Site and/or Services, You agree to indemnify GoodLife and its marketing partners from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from Your use of the Site, including without limitation any claims alleging facts that if true would constitute a breach by You of this Agreement.
PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.