1-866-840-0279TABLE OF CONTENTS What is a long-term care insurance policy? When should I buy long-term care insurance? How do policies typically work? What are the costs of long-term health insurance? Why buy long-term care insurance? What should I consider before getting a long...
Nicole Hendrickson
A Complete Guide to Medigap Insurance Plans
TABLE OF CONTENTS What is Medicare Supplement insurance (Medigap)? What do Medicare Supplement plans cover? What’s the difference between a Medicare Advantage Plan and a Medigap policy? Medicare—the federal health insurance program created in 1965—is available to...
What is the Average Net Worth of American Retirees?
TABLE OF CONTENTS What is the average net worth of a retired person? How is wealth distributed in retirement? What does the average American have saved at retirement? How much should I set aside for retirement? How can a reverse mortgage increase my retirement income?...
5 Common Retirement Challenges & Issues (And How to Prepare for Them)
TABLE OF CONTENTS Concern #1: An unplanned emergency Concern #2: Surprise medical expenses Concern #3: Not having enough money to retire Concern #4: Outliving my retirement savings Concern #5: Becoming a burden financially As you near retirement, you may feel anxious...
How Much Do I Need to Retire at 62?
How Much Do I Need to Retire? Many Americans have the life-long goal of a comfortable retirement, but many don’t know how much it costs to retire or how much they should have saved by the time they leave the workforce. Additionally, many Americans have become...
A Complete Guide to Reverse Mortgage Estate Planning
TABLE OF CONTENTS How do reverse mortgages affect estate planning? What is the purpose of estate planning? What does estate planning include? How do you qualify for low-income senior housing? Who handles my estate planning? If you’re like many homeowners who have...
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When obtaining a reverse mortgage, there are various clauses that you’ll have to read through and understand so you can avoid breaking them. One of those clauses is the occupancy clause, which requires you to occupy your property and make it your primary residence....
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